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Owner Occupied Home Loan Interest Rates

The Mutual has a range of Variable, Fixed and Line of Credit Home Loan options to suit your needs.

Owner Occupied - Package Home Loan

Interest Rate (p.a.) Comparison Rate (p.a.)*#
Variable Rate Home Loan 4.18% pa 4.59% pa
Fixed Rate Home Loan Options
1 Year Fixed Rate Home Loan1 3.99% pa 4.58% pa
2 Year Fixed Rate Home Loan1 3.99% pa 4.56% pa
3 Year Fixed Rate Home Loan1 3.89% pa 4.52% pa

Owner Occupied - Budget Home Loan

Interest Rate (p.a.) Comparison Rate (p.a.)*#
Variable Rate Home Loan 4.28% pa 4.28% pa

Owner Occupied - Mutual Home Loan

 Interest Rate (p.a.)  Comparison Rate (p.a.)*#

Variable Rate Home Loan

4.48% pa 4.50% pa

Owner Occupied - Premium Home Loan

Interest Rate (p.a.) Comparison Rate (p.a.)*#
Variable Rate Home Loan 4.83% pa 4.87% pa
Fixed Rate Home Loan Options
1 Year Fixed Rate Home Loan2 4.09% pa 4.78% pa
2 Year Fixed Rate Home Loan2 4.09% pa 4.72% pa
3 Year Fixed Rate Home Loan2 3.99% pa 4.63% pa

Owner Occupied - Standard Variable Rate Home Loan

Interest Rate (p.a.) Comparison Rate (p.a.)*#
Standard Variable Rate Home Loan 5.08% pa 5.08% pa
 

Express Credit Facility

Interest Rate (p.a.) Comparison Rate (p.a.)*#
Variable Rate Line of Credit 4.99% pa n/a

 

Variable Rate, Fixed Rate, Line of Credit and Package Home Loan interest rates are effective as at 10 April 2017.

Questions?

If you have any questions, please contact us


1 On expiry of the Package Home Loan Fixed rate period the rate will revert to your prevailing Owner Occupied Package Home Loan Variable Rate.
2 On expiry of the Fixed Rate period the rate will revert to the prevailing Variable Rate for Owner Occupied Premium Home Loans.

*Each of the above comparison rates is calculated on the basis that the loan is secured with repayments made at monthly intervals.
# Comparison rate calculated on the loan amount of $150,000 for a term of 25 years.
NOTE: All loans are subject to The Mutual's lending guidelines. Full details of Terms and Conditions are available on application. Fees and charges may apply. 
 

View all rates
View all rates