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Chip Cards

Credit Card and Debit Card Fraud is very costly and a risk that financial institutions and card users around the world would like to minimise. In response to this continuing issue, some of the leading card providers have worked together to develop microchip technology - a new global standard in card security.

The microchip is a smart chip that appears as a gold or silver square embedded on the left hand side on the front of the cards. The microchip is similar to the magnetic stripe on the back of current cards, storing your account details such as account name, number and account expiry date. Unlike the magnetic stripe, the microchip is virtually impossible to copy, which provides an unrivalled level of protection against counterfeiting, card skimming and other fraudulent use.

The Mutual incorporates chip technology on our Mutual VISA Debit Card.


If you have any questions, please contact us