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Credit Card

If you are looking for a no-frills low rate credit card, The Mutual Bank has a credit card to suit your needs.

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Our Mutual Visa Credit Card is a convenient credit card that makes shopping easy.
A no-frills credit card that features a low interest rate and offers up to 55 days interest free1 period on purchases.

12.49 % p.a. Interest rate

Product Features:

Credit Cards
Interest rate on purchases : 12.49% p.a.
Interest rate on cash advances : 19.99% p.a.
Interest free days : Up to 55 days
Minimum amount : $500
Maximum amount : $20,000
Minimum repayments : Greater of $25.00 or 3% of balance
Balance transfers : Yes
Annual fee : $49
Late payment fee : $10
Cash advance fee : $2

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Term Deposit

Earn a higher rate of interest on your savings with a Term Deposit. 

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Important Information

We have not considered your objectives, financial situation, or needs. You should consider these things, along with the Product Disclosure Statement and our product Target Market Determinations before making any decision to acquire a product.

Eligibility criteria, conditions, fees and charges apply to all loans. All loans are subject to The Mutual Bank’s lending guidelines. Full details of Terms and Conditions are available on application.

Footnotes:

   

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Any advice or information on this site does not take into account your personal objectives, financial situation, or needs and you should consider whether it is appropriate for you. Please review our Product Disclosure Statement, Target Market Determinations, Terms and Conditions, Financial Services Guide, and Credit Guide before deciding to acquire a product. Interest rates, fees, and charges may change without notice.

 Maitland Mutual Limited trading as The Mutual Bank ABN 94 087 651 983 AFSL/Australian credit licence 238139