Variable loans only
Our Package Home Loan is a flexible home loan with a great interest rate. For an annual package fee, this home loan offers many benefits and discounts, plus a range of best value inclusions for your owner occupied or investment property.
We are here to help you make the right home loan choice. Enquire online and our lending team will be in touch.
Product | Interest Rate | Comparison Rate |
Variable Rate | 7.73% p.a. | 8.07% p.a. |
1 Year Fixed Rate | 6.29% p.a. | 7.92% p.a. |
2 Year Fixed Rate | 5.99% p.a. | 7.71% p.a. |
3 Year Fixed Rate | 5.99% p.a. | 7.56% p.a. |
Product | Interest Rate | Comparison Rate |
Variable Rate | 8.13% p.a. | 8.47% p.a. |
1 Year Fixed Rate | 6.39% p.a. | 8.28% p.a. |
2 Year Fixed Rate | 6.09% p.a. | 8.04% p.a. |
3 Year Fixed Rate | 6.09% p.a. | 7.86% p.a. |
Home Loans |
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Interest : | Calculated daily, charged monthly |
Interest rate : | 0.90% p.a. discount off Standard Home Loan variable rates for owner occupiers and investors (1.65% p.a. discount for first home buyers) |
Minimum Amount : | $150,000 |
Loan Term : | Up to 30 years |
Repayments : | Weekly, fortnightly or monthly |
Additional Repayments : | Yes (or up to $20,000.00 during the fixed term) |
Annual Fee : | $395 |
Application Fee : | Waived |
100% Offset Account : | 100% Offset Account (variable option only) |
Principal and Interest Loan : | Yes |
Interest Only Loan : | Yes |
Variable Interest Rate Option : | Yes |
1, 2 & 3 Year Fixed Rate Options : | Yes |
100% Offset Monthly Fee : | $7.50 waived during the Package Term |
Mutual Visa Credit Card Annual Fee : | $49 waived during the Package Term |
Mutual Visa Credit Card Discounts : | 1.00% p.a. discount on interest rate during the Package Term |
Switching Fee : | Waived up to $300 per switch during the Package Term |
Rollover Fee : | Waived up to $200 per rollover during the Package Term |
Personal/Car Loans : | $200 waived during the Package Term |
Redraw Facility : | Yes, minimum redraw is $1,000 |
Valuation Fee : | Waived up to $250 per new loan application during the Package Term |
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