Our Owner Occupied Package Home Loan provides a flexible home loan with a great low interest rate, and has many benefits and discounts plus a range of best value inclusions.

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Interest Rates:

Product Interest Rate Comparison Rate
Discounted Variable Rate Home Loan 2.98% p.a. 3.84% p.a.
Variable Rate Home Loan 3.48% p.a. 3.89% p.a.
Fixed Rate Home Loan Options    
1 Year Fixed Rate Home Loan 2.29% p.a.   3.78% p.a.
2 Year Fixed Rate Home Loan 2.39% p.a. 3.70% p.a.
3 Year Fixed Rate Home Loan 2.39% p.a. 3.62% p.a.

Product Features:

Home Loans
Interest rate : 0.90% p.a. discount off Standard Variable Rate Home Loan or 0.10% p.a. discount off the applicable Fixed Interest Rate for a Fixed Rate Home Loan
Minimum Amount : $150,000
Maximum Amount : No maximum
Interest : Calculated daily, charged monthly
Loan Term : Up to 30 years
Repayments : Monthly, fortnightly or weekly
Additional Repayments : Yes (or up to $20,000.00 during the fixed term)
Redraw Facility : Yes, via Internet Banking
Loan Saver Account : Yes
Offset Account : Loan Saver Account or 100% Offset Account (variable option only)
Annual Fee : $395
Mutual Visa Credit Card Discounts : 1.00% p.a. discount on purchases interest rate
General Insurance Discounts : Yes

Package Home Loan

Our Package Home Loan provides a flexible home loan with a great low interest rate.

Important Information

We have not considered your objectives, financial situation or needs. You should consider these things and the Product Disclosure Statement before making decisions.

Eligibility criteria, conditions, fees and charges apply to all loans.

*Discounts of 10% apply to CGU Home & Contents, CGU Landlord and CGU Travel Insurance and discounts of 5% apply to CGU Motor Vehicle Insurance when issued by Maitland Mutual Limited ABN 94 087 651 983 AFSL/Australian Credit Licence 238139