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Personal and Car Loan Interest Rates

Talk to us for a competitive interest rate on car and personal loans.

Car Loans

Interest Rate (p.a.) Comparison Rate (p.a.)*
New Car from 7.99% pa 8.27% pa#
Used Car from 8.99% pa 9.28% pa#

Personal Loans

Interest Rate (p.a.) Comparison Rate (p.a.)*
Secured~ from 8.49% pa 9.16% pa#
Unsecured~ from 12.75% pa 13.05% pa#

Personal and Car Loan interest rates are effective as at 11 February 2015.


If you have any questions, please contact us


All interest rates quoted are fixed for the term of the loan.
* Each of the above comparison rates is calculated on the basis that the loan repayments made at monthly intervals.
# Comparison Rate is calculated on a loan amount of $30,000 for a term of 5 years.
## Comparison Rate is calculated on a loan amount of $30,000 for a term of 5 years and that loan is secured.

~ You can obtain a comparison rate schedule for all of these products at any of our branch offices or agencies, accredited mortgage brokers and any linked suppliers.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
NOTE: All loans are subject to the Society’s lending guidelines. Full details of Terms and Conditions are available on application. Fees and charges may apply. The annual percentage rate for our Personal Loan Products will vary depending on our credit risk assessment. As a result, the comparison rates quoted will not necessarily be the rate applicable to a Personal Loan we offer.

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