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Visa Credit Card

If you're looking for a no frills low rate credit card, The Mutual has a credit card to suit your needs.

  • Up to 55 days interest free
  • Low ongoing rate
  • No annual fee for members with a home loan with The Mutual.
Key Features
Interest Rate on Purchases 12.49%p.a.
Interest Rate on Cash Advances 19.99%p.a.
Interest free days Up to 55 days
Annual Fee $49 (waived for all members with a home loan with The Mutual)
Minimum Amount $500
Maximum Amount $20,000
Minimum Repayments greater of $25 or 3% of balance
Balance Transfers Yes
Credit Card Application Checklist  
Eligibility You must be 18 years of age or over, have a good credit history and a regular income.


If you have any questions, please contact us 

Eligibility criteria, conditions, fees and charges apply to all loans. Full terms and conditions are available on application.