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Home Loan Comparison Table

Compare The Mutual's range of variable, fixed and line of credit home loans. 

    Package Home Loan Budget Home Loan Mutual Home Loan Premium Home Loan Fixed Rate Loan Express Credit
Interest Options          
Current Interest Rate   3.48% pa

3.58% pa

3.78% pa 4.13% pa from 2.39% pa 4.39% pa
Comparison Rate   3.70% pa 3.59% pa 3.80% pa 4.17% pa 3.99% pa  
Split Loans        
Key Fees  
Application Fee   $0  $0  $300  $500  $300  $300
Annual Fee   $395 Nil Nil Nil Nil Nil
Monthly Service Fee   Nil Nil Nil Nil Nil $10
Summary of key features  
Interest Only1  
Redraw Facility2  
Extra Payments  
Offset Facility   100% Offset
Building Loan  
Max LVR3   90% 90% 90% 95% 95% 90%


Comparison rate based on a loan of $150,000 over 25 years, secured. WARNING:  This comparison rate is true only for the examples given and may not include all fees and charges.  Different terms, fees or other loan amounts might result in a different comparison rate. Eligibility criteria, conditions, fees and charges apply to all loans. Full terms and conditions are available on application.
1. The Interest Only period is available for 1 to 5  years, cumulative over the term of the loan.
2. Minimum redraw is $1,000.00
3. Maximum allowed varies depending on state, occupancy, loan amount and security type. Maximum Loan to Value Ratio is exclusive of any  LMI Insurance components added to the loan.