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Premium Home Loan

The Mutual’s fully featured Premium Variable Home Loan gives you the choice of 100% Offset Account or Fee-FREE Loan Saver Account, as well as discounts on CGU’s wide range of insurance products.

Key Features
Variable Interest Rate The Mutual Home Loan  Interest Rates
Minimum Amount $50,000
Maximum Amount No Maximum
Interest Calculated daily, charged monthly
Loan Term Up to 30 years
Interest Only Period 1 - 5 years
Repayments Monthly, fortnightly or weekly
Split Loan Available
Additional Repayments Yes
Free Redraw Facility Yes, via Internet Banking
Loan Offset Account Yes
Insurance Discounts Yes


If you have any questions, please contact us


*Discounts of 10% apply to CGU Home & Contents, CGU Landlord and CGU Travel Insurance and discounts of 5% apply to CGU Motor Vehicle Insurance when issued by Maitland Mutual Building Society Limited ABN 94 087 651 983 AFSL/Australian Credit Licence 238139

*Comparison rate is based on a loan of $150,000 over 25 years. WARNING:  This comparison rate is true only for the examples given and may not include all fees and charges.  Different terms, fees or other loan amounts might result in a different comparison rate. Eligibility criteria, conditions, fees and charges apply to all loans. Full terms and conditions are available on application.


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4.13% pa
Interest rate
4.17% pa
Comparison rate