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Standard Variable Home Loan

Our Standard Variable Home Loan suits home owners and residential investors looking for loads of features.

  • 100% Offset Account
  • Unlimited additional repayments
  • Free redraw facility
Key Features
Interest Rate

The Mutual Home Loan Interest Rates

Minimum Amount $20,000
Maximum Amount No Maximum
Interest Calculated daily, charged monthly
Loan Term Up to 30 years
Repayments Monthly, fortnightly or weekly
Additional Repayments Yes
Fee-Free Transaction Account Yes
Credit Card Discounts No Annual Fee
Redraw Facility Yes, via Internet Banking
Annual Fee Nil


If you have any questions, please contact us 

*Comparison rate is based on a loan of $150,000 over 25 years. WARNING:  This comparison rate is true only for the examples given and may not include all fees and charges.  Different terms, fees or other loan amounts might result in a different comparison rate. Eligibility criteria, conditions, fees and charges apply to all loans. Full terms and conditions are available on application.


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View all rates
4.38% pa
Interest rate
4.38% pa
Comparison rate