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Standard Variable Home Loan

Our Standard Variable Home Loan suits home owners and residential investors looking for loads of features.

  • 100% Offset Account
  • Unlimited additional repayments
  • Free redraw facility
Key Features
Interest Rate

The Mutual Home Loan Interest Rates

Minimum Amount $20,000
Maximum Amount No Maximum
Interest Calculated daily, charged monthly
Loan Term Up to 30 years
Repayments Monthly, fortnightly or weekly
Additional Repayments Yes
Fee-Free Transaction Account Yes
Credit Card Discounts No Annual Fee
Redraw Facility Yes, via Internet Banking
Credit Protection Insurance Yes
Annual Fee Nil


If you have any questions, please contact us 

*Comparison rate is based on a loan of $150,000 over 25 years. WARNING:  This comparison rate is true only for the examples given and may not include all fees and charges.  Different terms, fees or other loan amounts might result in a different comparison rate. Eligibility criteria, conditions, fees and charges apply to all loans. Full terms and conditions are available on application.