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Personal Loan Comparison Table

Compare the range of Personal and Car Loans available at The Mutual. 

  Car Loan Secured Personal Loan Unsecured Personal Loan
Interest Options    
Current Interest Rate (pa) 7.99% pa from 8.49% pa from 12.75% pa
Comparison Rate (pa) from 8.27% pa from 13.05% pa1 from 13.05% pa
Key Fees
Application Fee $200 $200 $200
Monthly Service Fee Nil Nil Nil
Summary of key features
Loan Term 1 - 7 years 1 - 7 years  1 - 5 years
Minimum Loan Amount $5,000 $5,000 $2,000
Maximum Loan Amount $50,000 $100,000 $20,000
Loan Purpose To purchase a vehicle or refinance existing car loan.  To purchase a motor vehicle, consumer goods, holiday, house renovations or any other worthwhile purpose. To purchase a motor vehicle, consumer goods, holiday, house renovations or any other worthwhile purpose.
Security Motor vehicle. Residential Property or Term Deposit.  
Additional Payments

Comparison rate based on a loan of $10,000 over 3 years, secured. 1 Comparison rate based on a loan amount of $25,000 over 5 years, secured. WARNING:  This comparison rate is true only for the examples given and may not include all fees and charges.  The annual percentage rate for our Personal Loan Products will vary depending on our credit assessment. As a result the comparison rates quoted may not necessarily be the rate applicable to the Personal Loan we offer. Different terms, fees or other loan amounts might result in a different comparison rate. Eligibility criteria, conditions, fees and charges apply to all loans. Full terms and conditions are available on application.