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PersonalThe Mutual has been providing modern banking solutions for personal and business members since 1888 talk to us about all your banking needs
- Home LoansFirst home owner, upgrading or investing Talk to us about your home loan
  - Mutual Solutions
    - Variable Home Loans
      - Package Home Loan
      - Budget Home LoanIf youre looking for a quality home loan with a genuinely low ongoing variable interest rate, then look no further than The Mutuals Budget Home Loan
      - Mutual Home LoanIf youre looking for a quality home loan with a low ongoing variable interest rate and basic features, such as a Loan Saver Account, then The Mutual Home Loan is what you are looking for
      - Premium Home LoanThe Mutuals fully featured Premium Variable Home Loan gives you the choice of 100 Offset Account or FeeFREE Loan Saver Account, as well as discounts on CGUs wide range of insurance products
      - Standard Variable Home Loan
    - Fixed Rate Home LoansLooking for certainty in your loan repaymentsThe Mutuals Fixed Rate Home Loans will give you piece of mind, with fixed repayment terms of up to three years
    - Line of Credit
      - Express CreditThe Mutuals Line of Credit facility combines your home loan and everyday accounts into one
    - Compare Home LoansCompare The Mutuals range of variable, fixed and line of credit home loans
  - Helpful Hints
    - First Home BuyersHandy tips for the first home buyer wanting finance
    - The Loan Process
    - Paying Off Your Home Loan Sooner
    - Economic Break Costs
  - Switch to The MutualSwitching Banks Talk to Us
- Personal LoansGet that car sooner with a personal loan from The Mutual
  - Mutual Solutions
    - Car LoanWith a Car Loan from The Mutual, your dream wheels could be in your driveway sooner than you think
    - Secured Personal LoanLooking to renovate your house, install a pool or buy a caravan for your next holiday Whatever your dreams, we can help make them a reality
    - Unsecured Personal LoanDreaming of a holiday, home renovations or any other worthwhile purpose The Mutual can help make turn your dreams into a reality
    - Compare Personal LoansCompare the range of Personal and Car Loans available at The Mutual
  - Helpful Hints
  - Switch to The MutualSwitching Banks Talk to us
- Credit and Debit Cards
  - Mutual Solutions
    - Visa Credit CardMutual Visa Credit Card
    - Visa Debit Card
    - Visa Easy Payment Service
    - Visa payWave
    - Verified by Visa
- Everyday AccountsTransactional accounts for everyday personal use
  - Mutual Solutions
    - Everyday Accounts
      - Express SavingsThe Mutuals Express Savings account lets you access your money when and where you need it Enjoy the flexibility of Visa Debit Card access, Mobile Banking and Mutual Alerts, making your money available 24 hours a day, 7 days a week
      - RetirementThe Mutuals Deeming Account gives you the flexibility of an at call account with an attractive interest rate, equivalent to the full government deeming rate With no monthly account keeping fees, its the smart choice for members over 55 years of age
    - Youth Accounts
      - Mighty MutualThe Mighty Mutuals Account is a fun and interactive way to help kids aged 12 years of age and under learn about the importance of saving
      - Student SaverWe know that finances can be tight for fulltime students or apprentices, the last thing you want to spend your money on is fees Thats why we have developed The Mutuals Student Saver Account It offers flexible, affordable banking without transaction and account keeping fees
    - Loan Offset Accounts
      - 100% Offset AccountReduce the amount of interest on your home loan every month with The Mutuals 100 Offset Account
      - Loan SaverOur Loan Saver Account gives you the flexibility of an atcall account whilst reducing the interest on your loan
    - Compare Accounts
    - Savings and Investments
    - Accessing your money
  - Helpful Hints
    - How to save on feesTips to help save on transaction fees
    - Successful Saving
  - Switch to The Mutual
- Savings and Investment AccountsBoost your savings online with an investment account with The Mutual
  - Mutual Solutions
    - Savings Accounts
      - Internet SaverThe Mutuals Internet Saver Account allows you to access your funds 24 hours a day, 7 days a week subject to system availability It can also be linked to an existing account held with The Mutual or any Australian financial institution
      - Bonus SaverReach your savings goals faster with The Mutuals Bonus Saver Account Earn a high rate of interest when you make at least one deposit and no withdrawals during the month
      - Cash ManagementEnjoy a competitive interest rate with access to your funds and flexible banking options with The Mutuals Cash Management Account
      - Christmas ClubLet The Mutual alleviate your Festive Season financial worries by opening a Christmas Club Account
      - Compare Savings AccountsCompare the range of high interest Savings Accounts available at The Mutual
    - Term Deposits
      - Term Deposit
      - Sovereign Term Deposit
    - Compare Accounts
    - Accessing your money
  - Helpful Hints
    - Successful Saving
  - Switch to The Mutual
- InsuranceGive yourself peace of mind with our insurance
  - Mutual Solutions
    - Home and ContentsThe Mutual can arrange House and Contents Insurance that provides you with marketleading coverage at an affordable price
    - Motor VehicleThe Mutual can offer a range of CGU Car Insurance options to suit your individual needs
    - TravelCGU Travel Insurance covers you for almost any unexpected event that could occur when travelling
    - LandlordProtect your investment property against unforeseen events with CGUs Landlord Insurance
    - Credit ProtectionLoan Repayment Insurance protects you against the unexpected
  - Switch to The Mutual
- Financial PlanningImprove your lifestyle with our financial planning services
  - Mutual Solutions
    - Investment AdviceTalk to us about your short and long term financial goals
    - Superannuations StrategiesTake advantage of the many and varied opportunities within superannuation and develop strategies tailored to your specific needs
    - Retirement Planning
    - Salary Packaging
    - Estate Planning
  - Speak to a Financial Planner
- Accessing your moneyGreat access options to your funds whether you are local or abroad
  - Mutual Solutions
    - Mutual Visa Debit
    - ATM
    - EFTPOS
    - Cheque Book
    - Internet Banking
    - Mobile Banking
    - Phone Banking
    - BPAY
    - Branch
    - Bank@Post
  - Helpful Hints
    - How to save on fees
- Travelling
  - Mutual Solutions
  - Helpful Hints
    - 5 things to take with you
Business
- Business LoansGet ahead with a business loan that suits you
- Business AccountsSmart ways to do your business banking
- Savings and Investment AccountsAcheive your business goals faster with The Mutuals solutions
- Transaction SolutionsTransaction solutions to assist with the productivity of your business
  - Mutual Solutions
- SMSF Accounts
  - Mutual Solutions
- Farm Management Deposit
About Us
- Our Members
- Corporate Information
- Contacting The Mutual
  - Contact UsTalk to The Mutual about all your banking needs
  - Lost or Stolen Cards
  - Experiencing Financial Hardship
  - Complaints and Disputes
    - Dispute Resolution
    - Visa Chargebacks
  - Forms
  - Find a branch or ATM
- Fraud and Security
- Careers
- Treasury
  - Corporate Information
  - Government Guarantee
CommunityProudly supporting the community since 1888
- Bank@SchoolHelping teach children the importance of saving
- Sponsorships
  - Who we supportThe Mutual is proud to have supported the community of Maitland, Newcastle and the Hunter Valley since 1888
  - How to apply
    - Applying for sponsorship
    - Sponsorship guidelines
- Volunteering
  - Social Responsibility
  - Sponsorships

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Any advice or information on this site does not take into account your personal objectives, financial situation or needs and you should consider whether it is appropriate for you. Please review our Product Disclosure Statement, Financial Services Guide and Credit Guide before acquiring the product.
Maitland Mutual Limited trading as The Mutual Bank ABN 94 087 651 983 AFSL/Australian Credit Licence 238139