Internet Saver Bonus Rate Campaign

Earn more on your savings and move one step closer to achieving your financial goals.

By depositing new money to an Internet Saver account prior to 31 May 2026 you could be eligible to earn 5.15% p.a. for three months from the date of deposit.

Supercharge your savings

Earn interest on your balance and watch your savings grow.
No monthly account-keeping fees

Keep more of your savings with no hidden or ongoing monthly fees.
Flexible access to your funds

Access your money anytime through Internet Banking and the Mutual App.
Budgeting made easy with sub-accounts

Organise your savings goals by creating up to three sub-accounts within your internet saver account.
Interest calculated daily, paid monthly

Maximise your earnings with interest calculated on your daily balance and paid monthly.
Member-owned and community-focused

Experience the benefits of banking with a trusted, member-owned institution committed to supporting the local community.

Features, Rates and Further Information

Product Features:

Everyday Banking
Mutual Visa Debit Card :	No
ATM/Eftpos access :	No
Internet banking :	Yes
The Mutual App :	Yes
NPP/PayTo/PayID/Osko® :	Yes
BPAY® :	Yes
Bank@Post :	No
Apple Pay :	No
Google Pay :	No
Interest :	Calculated daily, paid monthly.
Sub-Accounts :	Up to 3
Minimum opening balance :	$0
Staff assisted transactions :	Branch and contact centre

Internet Saver	Interest Rates (p.a.)
Up to $25,000	2.75% p.a.
Over $25,000 to $50,000	2.75% p.a.
Over $50,000 to $100,000	2.75% p.a.
Over $100,000 to $250,000	2.75% p.a.
Over $250,000	2.75% p.a.
Plus Conditional Bonus*	Up to 2.40% p.a.

*Bonus interest conditions - Bonus interest payable on 'new to bank' money deposited between 13 April 2026 & 31 May 2026 - eligible new to bank deposits are funds credited to the account via electronic transfer from another bank. Internal transfers, cash and cheque deposits are not eligible for bonus interest. Once the 3 month bonus period expires, or for deposits made after 31 May 2026, the interest rate applicable is the standard rate currently 2.75% p.a. Deposits qualifying for bonus interest are reduced by withdrawals made to the account starting with the earliest qualifying deposit.

Document or Information	View or Download
Fees, charges and limits	Download PDF →
Target market determinations	Learn more →
Interest rates	Learn more →
Important documents	Learn more →
Compare all everyday accounts	Compare now →

Become a Member

Joining is easy - it only takes a few minutes to complete the application online or in person.

Apply online

Complete a quick and secure application from the comfort of your home.
Visit your local branch

Prefer to speak to someone in person? Our friendly staff are here to help.
Already a member?

Log on to Internet Banking to open an account.

Let's make it yours

We're here to help

Speak to a local

Connect to our Hunter based team in minutes during business hours.
Secure message

Securely message our local Contact Centre Team through our app or Internet Banking.
Enquire online

Submit a general enquiry and we will be in touch.
Visit our team

Find your nearest branch location to visit us.

Things to note

Document or Information	View or Download
Fees, charges and limits	Learn more →
Target market determinations	Learn more →
Interest rates	Learn more →
Home Loan Key Fact Sheets	Learn more →
Important documents	Learn more →
Compare all home loan accounts	Compare now →

Important information

¹ Tiered interest rates apply: Different interest rates may apply to different portions of account balances. Fees and charges may apply. Interest rates are subject to change. Interest is calculated by applying the daily percentage rate to the different portions of the daily balance and paid monthly on the last day of each month. The daily percentage rate is the applicable annual percentage rate divided by 365.

Reach your saving goals sooner