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Latest News
The Mutual Bank Team Top Training Awards
Hannah Wheeler (Marketing Officer), Zac Baylis (Acting Member Processing Supervisor) and Capri Archer (Member Service Officer) of The Mutual Bank have been selected as the top three finalists in the
The Mutual Bank Wins Gold in Inaugural RateCity Term Deposit Awards
The Mutual Bank is thrilled to announce that our 3-Year Term Deposit has been recognised with a Gold Award in the inaugural RateCity Term Deposit Awards.
Canstar Awards 5-Star Rating to The Mutual Bank’s Retirement Account
The Mutual Bank is proud to have been recognised by Australia’s largest financial comparison site, Canstar, being awarded a 5-Star Rating in the categories ‘Senior Saver’ and ‘Senior Transactor’ for
Important Information
Footnotes:
- 1 The Discounted Variable Rate Home Loan interest rate on the Owner Occupied - Package Home Loan Variable Rate Home Loan is available for new borrowers applying for Owner Occupied - Package Home Loan Variable Rate Home Loan with principal and interest repayments, a minimum balance of $150,000 and the loan security Loan to Value Ratio (LVR) of less than 90% as approved by The Mutual Bank. The Discounted Variable Rate Home Loan interest rate reverts to the Owner Occupied- Package Home Loan Variable Rate Home Loan interest rate at the end of the 12 month discount period.
- 2 Each of the above comparison rates is calculated on the basis that the loan is secured with repayments made at monthly intervals. Comparison rate calculated on the loan amount of $150,000 for a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. NOTE: All loans are subject to The Mutual Bank's lending guidelines. Full details of Terms and Conditions are available on application. Eligibility criteria, conditions, fees and charges apply to all loans.
- 3 The interest rate on the Owner Occupied - First Home Buyer Package Home Loan is available for eligible first home buyers only. Applying for an Owner Occupied - First Home Buyer Package Home Loan with principal and interest repayments, a minimum balance of $150,000.00 and the loan security Loan to Value Ratio (LVR) of less than 100% as approved by The Mutual Bank.
- 4 Interest is calculated by applying the daily percentage rate applicable to the daily balance to the entire balance and paid on the last day of every month. Interest will be calculated and paid if there has been at least $1.00 deposited and no withdrawals on the account during the calendar month. Interest credits from this account do not constitute a deposit. If this condition is not met, no interest will be paid for that month. The daily percentage rate is the applicable annual percentage rate divided by 365.
