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Credit Card Key Fact Sheet

This information sheet is an Australian Government requirement under the National Consumer Credit Protection Act 2009.

Key Facts about this Credit Card

Correct as at: 29th November 2023 

Australian Credit Licence Number: 238 139

Description of credit cards

  

Product name

 Mutual Visa Credit Card

Minimum credit limit

 $500.00

Minimum repayments

 3% of the closing balance or $25.00 whichever is greater

Interest on purchases

 12.49% p.a.  

Interest-free period

 Up to 55 days on purchases only

Interest on cash advances

 12.49% p.a.

Promotional interest rate

 NA

Balance transfer interest rate

 12.49% p.a.

Annual fee

 $49.00

Late payment fee

 $10.00

 

There may be circumstances in which you have to pay other fees. You can only be charged an additional fee for exceeding your credit limit if you separately agree to being charged that fee. A full list of current fees applicable to this credit card can be obtained from Important Information - The Mutual Bank | Here To Help.

For more information on choosing and using credit cards visit the ASIC consumer website at www.moneysmart.gov.au.

The terms on which this credit card is offered can change over time. You can check if any changes have been made by visiting Important Information - The Mutual Bank | Here To Help.

 

 

 

 

 

    

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Any advice or information on this site does not take into account your personal objectives, financial situation, or needs and you should consider whether it is appropriate for you. Please review our Product Disclosure Statement, Target Market Determinations, Terms and Conditions, Financial Services Guide, and Credit Guide before deciding to acquire a product.

Information is current as at date of appearance and is subject to change. Eligibility and lending criteria, conditions, fees, and charges apply to all loans. Interest rates, fees, and charges may change without notice. Maitland Mutual Limited trading as The Mutual Bank ABN 94 087 651 983 AFSL/Australian credit licence 238139.

The Mutual Bank acknowledges the Traditional Custodians of Country across Australia and recognises their continuing connection to lands, waters and communities. We pay our respects to Aboriginal and Torres Strait Islander cultures and to Elders past and present.