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Package Home Loan

Our Package Home Loan is a flexible home loan with a great interest rate. For an annual package fee, this home loan offers many benefits and discounts, plus a range of best value inclusions for your owner occupied or investment property.

We are here to help you make the right home loan choice. Enquire online and our lending team will be in touch.

Product Interest Rate Comparison Rate
Variable Rate 7.73% p.a. 8.05% p.a.
1 Year Fixed Rate 6.29% p.a. 7.89% p.a.
2 Year Fixed Rate 6.19% p.a. 7.73% p.a.
3 Year Fixed Rate 6.19% p.a. 7.60% p.a.

 

Product Interest Rate Comparison Rate
Variable Rate 8.13% p.a. 8.45% p.a.
1 Year Fixed Rate 6.39% p.a. 8.25% p.a.
2 Year Fixed Rate 6.29% p.a. 8.06% p.a.
3 Year Fixed Rate 6.29% p.a. 7.90% p.a.

Product Features:

Home Loans
Interest : Calculated daily, charged monthly
Interest rate : 0.90% p.a. discount off Standard Home Loan variable rates for owner occupiers and investors (1.65% p.a. discount for first home buyers)
Minimum Amount : $150,000
Loan Term : Up to 30 years
Repayments : Weekly, fortnightly or monthly
Additional Repayments : Yes (or up to $20,000.00 during the fixed term)
Annual Fee : $395
Application Fee : Waived
100% Offset Account : 100% Offset Account (variable option only)
Principal and Interest Loan : Yes
Interest Only Loan : Yes
Variable Interest Rate Option : Yes
1, 2 & 3 Year Fixed Rate Options : Yes
100% Offset Monthly Fee : $7.50 waived during the Package Term
Mutual Visa Credit Card Annual Fee : $49 waived during the Package Term
Mutual Visa Credit Card Discounts : 1.00% p.a. discount on interest rate during the Package Term
Switching Fee : Waived up to $300 per switch during the Package Term
Rollover Fee : Waived up to $200 per rollover during the Package Term
Personal/Car Loans : $200 waived during the Package Term
Redraw Facility : Yes, minimum redraw is $1,000
Valuation Fee : Waived up to $250 per new loan application during the Package Term

Things to note...

View Package Terms and Conditions

View Rates and Fees

View product Target Market Determinations

View home loan Key Fact Sheets

Protect your home with CGU Home and Contents Insurance

Home loan calculators

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Important Information

Footnotes:

    

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Any advice or information on this site does not take into account your personal objectives, financial situation, or needs and you should consider whether it is appropriate for you. Please review our Product Disclosure Statement, Target Market Determinations, Terms and Conditions, Financial Services Guide, and Credit Guide before deciding to acquire a product.

Information is current as at date of appearance and is subject to change. Eligibility and lending criteria, conditions, fees, and charges apply to all loans. Interest rates, fees, and charges may change without notice. Maitland Mutual Limited trading as The Mutual Bank ABN 94 087 651 983 AFSL/Australian credit licence 238139.

The Mutual Bank acknowledges the Traditional Custodians of Country across Australia and recognises their continuing connection to lands, waters and communities. We pay our respects to Aboriginal and Torres Strait Islander cultures and to Elders past and present.