Talk to our friendly Hunter-based team six days per week
Interest Rates: Following the RBA’s decision to reduce the cash rate, we will be decreasing variable interest rates for existing home and business loans. Read more here.
We're here to help
Home Guarantee Scheme
Looking for assistance to get into the property market? The Home Guarantee Scheme is an Australian Government initiative to support eligible home buyers to purchase a home sooner.
Helping Hunter people thrive since 1888
Latest News
We’re passing on the RBA’s rate cut in full to existing Members
We will be reducing our variable loan interest rates for Members with existing variable rate Home Loans and Business Loans following the Reserve Bank’s decision on Tuesday 20 May 2025 to decrease the official cash rate by 25 basis points.
Severe weather: We are here to help
The Mutual Bank team is committed to supporting Members during the current extreme weather in the Hunter Region and parts of New South Wales.
Computer donation aimed at helping veterans feel more connected
Almost a third of Australian veterans who have served our nation return home to face severe challenges.
Talk to us...
Important Information
Maitland Mutual Limited trading as The Mutual Bank ABN 94 087 651 983 acts under its own AFSL and under an agreement with the insurer Insurance Australia Limited ABN 11 000 016 722 trading as CGU Insurance. Any advice is general only and does not take into account your personal circumstances. Consider the Product Disclosure Statement (PDS) and Target Market Determinations (TMDs) available in branch or from the CGU website here to see if the product is right for you.
If you purchase an insurance policy, The Mutual Bank will receive a commission.
Footnotes:
- 1 Rate includes a discount margin off the applicable Budget Home Loan Variable Rate. Margin and rate subject to change. Rate only available for new loans to The Mutual Bank with minimum new loan amount of $100,000. Offer may be withdrawn at any time.
- 2 #Comparison rate calculated on a loan amount of $150,000 over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees, or other loan amounts might result in a different comparison rate. For variable rate interest-only loans, the comparison rate calculation is based on an initial 5-year interest-only term. For fixed rate interest-only loans, the comparison rate calculations are based on an initial interest-only term equal to the fixed rate term.
- 3 Interest on Term Deposits is calculated by applying the daily percentage rate to the account balance and paid at intervals as specified in the tables above. A reduced interest rate applies if term deposits are redeemed before Maturity Date. The reduced interest rate is 0.10% per annum calculated from the date the account was opened to the date of early redemption. The daily percentage rate is the applicable annual percentage rate divided by 365.
