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• ¹ <p>Tiered interest rates apply: Different interest rates may apply to different portions of account balances. Fees and charges may apply.  Bonus rate promotion: Earn 4.25% p.a. interest by depositing new money to The Mutual Bank (excluding funds you currently have in existing accounts) between 1 June 2025 to 31 August 2025. Bonus Interest of 2.00% p.a. applies for 90 days from the date of each deposit of new money, less withdrawals made, during the promotional period, in addition to the base rate of 2.25% p.a. Interest rates are subject to change.</p>
• ² <p data-renderer-start-pos="835">Rate includes a discount margin off the applicable Owner Occupied Budget Home Loan Variable Rate. Margin and rate subject to change. Rate only available for new loans to The Mutual Bank with minimum new loan amount of $100,000 and maximum LVR of 80%. Offer may be withdrawn at any time.</p>
• ³ <p>Comparison rate calculated on a loan amount of $150,000 over a term of 25 years. <strong>WARNING:</strong> This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees, or other loan amounts might result in a different comparison rate. </p>
• ⁴ <p><span>On expiry of the fixed rate period the rate will revert to the variable rate for the applicable home loan. Rate only available for Owner Occupied loans and minimum loan amount of $150,000. Annual Package fee of $395 payable. Offer can be withdrawn at any time.</span></p>
• ⁵ <p>Comparison rate calculated on a loan amount of $150,000 over a term of 25 years. <strong>WARNING:</strong> This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees, or other loan amounts might result in a different comparison rate. For variable rate interest-only loans, the comparison rate calculation is based on an initial 5-year interest-only term. For fixed rate interest-only loans, the comparison rate calculations are based on an initial interest-only term equal to the fixed rate term.</p>

*Everyday transactions include over the counter withdrawals. No transaction fees apply to ATM withdrawals at The Mutual Bank, ANZ, Commonwealth Bank, NAB or Westpac ATMs. View our Product Disclosure Statement for more information on fees and charges that may apply.