Savings Accounts

Whatever your goal, you can make it yours with one of our savings accounts. Enquire now to open an account.

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Explore our Savings and Investment Accounts

Whether you're saving for a special event, planning a holiday, building your wealth or investing with confidence, we have an account to suit your needs.

Enjoy competitive interest rates, secure banking and features designed to help your money grow. Whatever your goal, make it yours sooner with one of our savings or investment accounts.

Why bank with us?

 
You're gonna love us

The Mutual Bank has been supporting regional communities with trusted banking for over 135 years

We’re proudly customer owned, which means we exist to benefit you. Not external shareholders. Whether you're opening your first account or planning for the future, we’re here with genuine service, great-value products and the kind of care only a mutual can offer.

Looking for something else?

View and compare our Transaction Accounts

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    Send us your request or feedback anytime using our secure online forms.

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  • 1 Interest is calculated by applying the daily percentage rate applicable to the daily balance to the entire balance and paid three monthly on 31 March, 30 June, 30 September and 31 December. The daily percentage rate is the applicable annual percentage rate divided by 365.
  • 2

    Account terms, conditions, fees and charges may apply. Interest rate and payment options vary depending on the selected investment term. An interest rate reduction may apply for early withdrawals. Refer to the Product Disclosure Statement for full details.

  • 3

    Interest is calculated by applying the daily percentage rate applicable to each portion of the daily balance to the relevant balance tiers and paid monthly on the last day of every month. The daily percentage rate is the applicable annual percentage rate divided by 365. Rates are subject to change.

  • 4

    Interest is calculated by applying the daily percentage rate applicable to the daily balance to the entire balance and paid on the last day of every month. The daily percentage rate is the applicable annual percentage rate divided by 365. Interest will be calculated and paid if there has been at least one deposit and no withdrawals on the account during the calendar month. If this condition is not met, no interest will be paid for that month. Interest credits to this account do not constitute a deposit.

  • 5

    Interest is calculated by applying the daily percentage rate to the daily balance and paid monthly. The daily percentage rate is the applicable annual percentage rate divided by 365.

  • 6 Interest is calculated by applying the daily percentage rate to the whole daily balance and paid 6 monthly on 30 June and 31 December. The daily percentage rate is the applicable annual percentage rate divided by 365.

We have not considered your objectives, financial situation, or needs. You should consider these things, along with the Product Disclosure Statement and our product Target Market Determinations before making any decision to acquire a product.

Financial Claims Scheme information available at fcs.gov.au.

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Any advice or information on this site does not take into account your personal objectives, financial situation, or needs and you should consider whether it is appropriate for you. Please review our Product Disclosure Statement, Target Market Determinations, Terms and Conditions, Financial Services Guide, and Credit Guide before deciding to acquire a product.

Eligibility and lending criteria, conditions, fees, and charges apply to all loans. Interest rates, fees, and charges may change without notice. Information is current as at date of appearance and is subject to change. We use reasonable efforts to provide accurate and up to date information. However, mistakes may still occur from time to time, and we cannot guarantee that this website is free from any errors, inaccuracies or omissions. Maitland Mutual Limited trading as The Mutual Bank ABN 94 087 651 983 AFSL/Australian credit licence 238139.

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We acknowledge the Traditional Owners of the lands on which we operate and pay our respects to Elders past and present, and to emerging community leaders. We also acknowledge the important role Aboriginal and Torres Strait Islander peoples continue to play within the communities in which The Mutual Bank operates and where our team members reside.