Up to three years
Interest Rates: Following the RBA’s decision to reduce the cash rate, we will be decreasing variable interest rates for existing home and business loans. Read more here.
Term Deposits
Earn a higher rate of interest on your savings with a Term Deposit. A Term Deposit is a secure way to grow your savings with fixed terms available to suit your needs.
Find out more
Product Features:
Savings and Investments |
|
|---|---|
| Minimum opening balance : | $1,000 |
| Choice of fixed terms : | 1 month to 3 years |
| Interest payment frequencies : | At maturity, monthly, quarterly, half yearly or annually |
| Investment Term | Interest Payment Frequency | $1,000 to $499,999 | $500,000 to $1,000,000 |
| 1 month | at maturity | 1.45% p.a. | 1.50% p.a. |
| 2 months | at maturity | 1.95% p.a. | 2.00% p.a. |
| 3 months | at maturity | 4.05% p.a. | 4.10% p.a. |
| 4 months | at maturity | 2.95% p.a. | 3.00% p.a. |
| 5 months | at maturity | 2.95% p.a. | 3.00% p.a. |
| 6 months | at maturity | 4.45% p.a. | 4.45% p.a. |
| 7 months | at maturity | 2.95% p.a. | 3.00% p.a. |
| 8 months | at maturity | 2.95% p.a. | 3.00% p.a. |
| 9 months | at maturity | 3.95% p.a. | 4.00% p.a. |
| 10 months | at maturity | 2.95% p.a. | 3.00% p.a. |
| 11 months | at maturity | 2.95% p.a. | 3.00% p.a. |
| 12 months | monthly | 3.95% p.a. | 4.00% p.a. |
| 12 months | quarterly | 3.95% p.a. | 4.00% p.a. |
| 12 months | half yearly | 4.00% p.a. | 4.05% p.a. |
| 12 months | at maturity | 4.05% p.a. | 4.10% p.a. |
| 24 months | monthly | 3.90% p.a. | 3.90% p.a. |
| 24 months | quarterly | 3.90% p.a. | 3.90% p.a. |
| 24 months | half yearly | 3.95% p.a. | 3.95% p.a. |
| 24 months | annually | 4.00% p.a. | 4.00% p.a. |
| 36 months | monthly | 3.70% p.a. | 3.70% p.a. |
| 36 months | quarterly | 3.70% p.a. | 3.70% p.a. |
| 36 months | half yearly | 3.75% p.a. | 3.75% p.a. |
| 36 months | annually | 3.80% p.a. | 3.80% p.a. |
| Documents or Information | View or Download |
| Interest Rates | Rates |
| Target market determinations | Target Market Determinations |
| Important document | Important Documents |
Interest Rates
Term Deposits
Watch your savings grow with our Term Deposit investment options. For investment enquiries over $1,000,000 please contact our Members Services team on 1300 688 825.
Savings calculators
Want to explore the numbers? Estimate your projected savings, plan your budget and more with our range of helpful calculators.
WHY US
The Mutual Bank has been supporting our local community with trusted banking for over 135 years
We’re proudly member-owned, which means we exist to benefit you - not external shareholders. Whether you're opening your first account or planning for the future, we’re here with genuine service, great-value products and the kind of care only a mutual can offer.
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