Connect to our Hunter based team in minutes during business hours.
The Mutual Bank Branches will be closed for the NSW Bank Holiday on Monday 4 August 2025. Our Contact Centre will be available from 10am - 4pm.
The FCS can only be activated by the Australian Government, and this will only be done in the unlikely event that a bank, building society or credit union has failed and can no longer meet its financial obligations. Once activated by the Australian Government, the FCS is administered by the Australian Prudential Regulation Authority (APRA).
The FCS limit of $250,000 applies to the sum of an account holder's deposits under the one banking licence. Some banking institutions operate multiple banking businesses with different trading names under the same banking licence. Since the FCS applies to deposits per licensed banking institution, if you have the type of deposit accounts that FCS applies with a licensed bank, building society or credit union as well as deposits with any other banking businesses that institution operates under a different trading name, the FCS limit of $250,000 will apply to the total funds in all of these accounts under the one banking licence.
- Everyday Banking
- Retirement Account
- Mighty Mutual
- 100% Loan Offset
- Loan Saver
- Bonus Saver
- Internet Saver
- Christmas Club
- Cash Management
- Term Deposits
- Business Maximiser
- Business Cheque Account
- Business Internet Saver Account
- Cash Management Account
- Farm Management Deposit
- Real Estate Trust Account
- Solicitor Trust Account
- Conveyancer Trust Account
Visit the FCS website fcs.gov.au for more information about the Financial Claim Scheme, including:
- Types and lists of authorised deposit-taking institutions covered
- Types of accounts covered
- Frequently asked questions
