Express Savings

Effective Date: 1 June 2023

Express Savings Account Interest Rate
Up to $2,000 0.00% p.a.
Over $2,000 to $5,000 0.00% p.a.
Over $5,000 to $20,000 0.00% p.a.
Over $20,000 to $50,000 0.00% p.a.
Over $50,000 0.01% p.a.




Effective Date: 1 December 2023

Retirement Account Interest Rate
Up to $25,000 0.25% p.a.  
Over $25,000 to $50,000 3.50% p.a.  
Over $50,000 2.00% p.a.  



Loan Saver

Effective Date: 1 November 2022

Loan Saver Account Interest Rate
Over $2   0.10% p.a.


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Important Information

This is Part 3 – Deposit Interest Rate Schedule of the Product Disclosure Statement (PDS). It must be read in conjunction with:
Part 1 - Key Features and Terms and Conditions and Part 2 - Schedule of Fees and Charges and Transaction Limits.
You should consider the PDS in its entirety in deciding whether to acquire or continue to hold and of the products the subject of the PDS.

Note: The Loan Saver account has been approved by the Australian Taxation Office only on the basis that no interest is earned. The interest offset accrues on these accounts up to the point where the balance of the account equals the balance owing on the home loan. No interest offset accrues on the portion of the balance of the Loan Saver Account which exceeds the balance outstanding on the loan.