Variable loans only
Our Standard Home Loan is the simple solution for your owner occupied or investment property. It offers competitive interest rates and features to help you purchase, build or refinance your home.
We are here to help you make the right home loan choice. Enquire now and our lending team will be in touch.
Product | Interest Rate | Comparison Rate |
Variable Rate | 8.63% p.a. | 8.65% p.a. |
1 Year Fixed Rate | 6.39% p.a. | 8.40% p.a. |
2 Year Fixed Rate | 6.09% p.a. | 8.11% p.a. |
3 Year Fixed Rate | 6.09% p.a. | 7.89% p.a. |
Product | Interest Rate | Comparison Rate |
Variable Rate | 9.03% p.a. | 9.05% p.a. |
1 Year Fixed Rate | 6.49% p.a. | 8.76% p.a. |
2 Year Fixed Rate | 6.19% p.a. | 8.44% p.a. |
3 Year Fixed Rate | 6.19% p.a. | 8.19% p.a. |
Home Loans |
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Interest : | Calculated daily, charged monthly |
Minimum Amount : | $20,000 |
Loan Term : | Up to 30 years |
Repayments : | Weekly, fortnightly or monthly |
Additional Repayments : | Yes (or up to $20,000.00 during the fixed term) |
Annual Fee : | $0 |
Application Fee : | $300 |
100% Offset Account : | Yes* |
Principal and Interest Loan : | Yes |
Interest Only Loan : | Yes |
Variable Interest Rate Option : | Yes |
1, 2 & 3 Year Fixed Rate Options : | Yes |
100% Offset Monthly Fee : | $7.50 |
Mutual Visa Credit Card Annual Fee : | $49 |
Mutual Visa Credit Card Discounts : | N/A |
Switching Fee : | $300 |
Rollover Fee : | $200 |
Personal/Car Loans : | $200 |
Redraw Facility : | Yes, minimum redraw is $1,000 |
Valuation Fee : | $250 per new loan application |
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Important Information
*100% Offset Account includes a Monthly Service Fee. Please review our Product Disclosure Statement for more information.