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Time is precious, make it yours sooner
Can't wait to bring your big plans to life? Our Secured Personal Loan offers a low fixed interest rate, no monthly or annual fees and the flexibility to repay early without penalties so you can make it yours sooner.
Whether you're planning a holiday, hosting a special event, consolidating debt or covering a major expense, you'll benefit from loan terms of up to seven years and a fast, straightforward application process. Stay in control and make it yours.
Product Features:
Personal Loans |
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Minimum amount : | $5,000 |
Maximum amount : | $100,000 |
Loan period : | Up to 7 years |
Repayments : | Weekly, fortnightly or monthly fixed repayments |
Interest charges : | Calculated daily, charged monthly |
Redraw : | Minimum redraw $1,000 - online or staff assisted |
Security : | Loan secured by residential property, a Term Deposit with The Mutual Bank or other acceptable security. |
Interest rate | Comparison rate | |
Secured personal loan | Fixed from 8.49% p.a. | 8.78% p.a. |
Document or Information | View or Download |
Fees, charges and limits | Learn more → |
Target market determinations | Learn more → |
Interest rates | Learn more → |
Important documents | Learn more → |
Compare all personal loan accounts | Compare now → |

You're gonna love us
The Mutual Bank has been supporting regional communities with trusted banking for over 135 years
We’re proudly customer owned, which means we exist to benefit you. Not external shareholders. Whether you're opening your first account or planning for the future, we’re here with genuine service, great-value products and the kind of care only a mutual can offer.
Looking for something else?
View and compare our Personal and Car Loans