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Finance that enables your growth

Every business has different goals and we’re here to help you reach yours. Whether you're expanding your operations, investing in new equipment or managing cash flow, our business loan options are designed to support your ambitions at every stage.

From commercial property finance to working capital solutions, we offer a range of flexible lending options with competitive rates and repayment terms that work for you. Backed by an experienced Business Banking team with the knowledge and experience to support you to take the next step with confidence.

At The Mutual Bank, we understand the challenges and opportunities that come with running a business and believe in building long-term partnerships that help businesses and regions to thrive. That’s why we offer lending solutions that are not only practical but also built around your long-term success. Let’s grow together.

Business Mortgage Loan

Looking for a business mortgage to expand your business? Talk to our business lending specialists about a Business Mortgage Loan and how we can help finance your business goals

  • Residentially secured
  • Flexibility of Principal & Interest or Interest only repayments
  • Fixed or variable rate options available
  • Special Offer, 2 Year Fixed*
    6.19 % p.a.
    Interest rate

Performance Guarantee

Free up your working capital for business operations through a Performance Guarantee with The Mutual Bank.

  • Minimum Guarantee amount $5,000
  • No maximum amount
  • Guarantee period of up to 12 months
Lady in cafe

Interest Rates

Interest rates vary depending on the loan product and your business circumstances. For the most current rates, please refer to our Business Loan Interest Rates page.

 

Calculators

Ready to plan your next step? Our easy-to-use calculators can help you estimate your repayments and understand how much you could borrow, so you can move forward with confidence.

View all our online calculators

Ready to Grow Your Business?

Our team is here to help you navigate your business's financial journey. Partner with The Mutual Bank and take the next step in your business's success story.

You're gonna love us

The Mutual Bank has been supporting regional communities with trusted banking for over 135 years

We’re proudly customer owned, which means we exist to benefit you. Not external shareholders. Whether you're opening your first account or planning for the future, we’re here with genuine service, great-value products and the kind of care only a mutual can offer.

Looking for something else?

View and compare our Business Savings Accounts

Need more support? We're here to help

  • 1 Fully secured by residential property. Interest margin may apply.
  • 2 Interest margin may apply.

*Special offer applies to those who are eligible. Available for New Business only with minimum loan amount of $250,000. Principal and Interest loans, maximum Loan-to-Value-Ratio (LVR) of 80%. Loans can only be residentially secured. Offer can be withdrawn at anytime.

We have not considered your objectives, financial situation, or needs. You should consider these things, along with the Product Disclosure Statement and our product Target Market Determinations before making any decision to acquire a product.

Eligibility criteria, conditions, fees, and charges apply to all loans.

All loans are subject to The Mutual Bank’s lending guidelines. Full details of Terms and Conditions are available on application. Fees and charges may apply. The above rates are used as a basis to determine the annual percentage rate charged on all relevant loans and may vary depending on our credit risk assessment. As a result, the rates quoted may not necessarily be the rate applicable to the loan we offer you.