Login

Product Collection

  • Home
  • Design Style Guide
  • Ultracs CMS Components
  • Product Information
  • Product Collection

Carousel (x3) Collection summary style

Package Home Loan

Our Package Home Loan is a flexible home loan with a great interest rate. For an annual package fee, this home loan offers many benefits and discounts, plus a range of best value inclusions for your owner occupied or investment property.

  • No application fee
  • Credit Card fee waived
  • Redraw Facility (minimum $1,000)
  • 2 Year Fixed, Owner Occupied 5.59%p.a. Interest rate
  • 7.44%p.a.
    Comparison rate
Apply online Enquire now

Used Car Loan

Looking to buy a new car? Talk to The Mutual Bank’s friendly team of lenders to get your dream car in your driveway sooner.

  • Terms up to seven years
  • No monthly or annual fees
  • No penalty for early repayments
  • Fixed from 8.99%p.a. Interest rate
  • 9.28%p.a.
    Comparison rate
Apply online Enquire now

Business Mortgage Overdraft

Manage the ups and downs of cash flow with an Overdraft Facility, linked to your Business Cheque Account. The Mutual Banks Business Mortgage Overdraft can be secured against residential, commercial property or cash. Unsecured Overdrafts are also available.

  • Access cash to cover daily operating expenses
  • Only pay interest on funds used
  • Available with a Business Cheque Account
  • 10.54%p.a. Interest rate
Enquire now

Standard Home Loan

The simple solution for your owner occupied or investment property. It offers competitive interest rates and features to help you purchase, build or refinance your home sooner.

  • No annual fee
  • Offset account*
  • Redraw Facility (minimum $1,000)
  • 2 Year Fixed, Owner Occupied 5.69%p.a. Interest rate
  • 7.84%p.a.
    Comparison rate
Apply online Enquire now

First Home Buyer - Package Home Loan

  • 2 Year Fixed, Owner Occupied 5.59%p.a. Interest rate
  • 6.86%p.a.
    Comparison rate

Business Mortgage Loan

Looking for a business mortgage to expand your business? Talk to our business lending specialists about a Business Mortgage Loan and how we can help finance your business goals

  • Residentially secured
  • Flexibility of Principal & Interest or Interest only repayments
  • Fixed or variable rate options available
  • Special Offer, 1 Year Fixed* 6.99%p.a. Interest rate
Enquire now

Commercial Loan

The Mutual Bank’s Commercial Loan can help you achieve your business goals. If you are expanding your business, or looking to acquire a commercial property, talk to our business banking specialists about how we can help finance your business needs.

  • Residentially or commercially secured
  • Flexibility of Principal & Interest or Interest only repayments
  • Fixed rate options available on application
  • 11.54%p.a. Interest rate
Enquire now

Performance Guarantee

Free up your working capital for business operations through a Performance Guarantee with The Mutual Bank.

  • Minimum Guarantee amount $5,000
  • No maximum amount
  • Guarantee period of up to 12 months
Enquire now

Unsecured Personal Loan

Are you looking for a personal loan for your dream holiday, home renovations or any other worthwhile purpose? An Unsecured Personal Loan with The Mutual Bank can help turn your dreams into a reality with.

  • Terms up to seven years
  • No monthly or annual fees
  • No penalty for early repayments
  • Fixed from 12.49%p.a. Interest rate
  • 12.79%p.a.
    Comparison rate
Apply online Enquire now

Secured Personal Loan

Looking to renovate your house, install a pool or buy a caravan for your next family holiday? Whatever your goal may be, talk to us about a Secured Personal Loan.

  • Terms up to seven years
  • No monthly or annual fees
  • No penalty for early repayments
  • Fixed from 8.49%p.a. Interest rate
  • 8.78%p.a.
    Comparison rate
Apply online Enquire now

Commercial Overdraft

Manage the ups and downs of cash flow with an Overdraft Facility, linked to your Business Cheque Account. The Mutual Banks Commercial Overdraft can be secured against residential, commercial property or cash. Unsecured Overdrafts are also available.

  • Access cash to cover daily operating expenses
  • Only pay interest on funds used
  • Available with a Business Cheque Account
  • 11.79%p.a. Interest rate
Enquire now

Express Credit Facility

Maximum flexibility to access the equity in your home and make mortgage repayments at your convenience, up to your credit limit. It combines your home loan and everyday accounts into one, allowing you to pay your salary directly off your loan and access available equity to cover your everyday living expenses.

  • Access home equity
  • Repayment flexibility
  • Owner Occupied, Variable Rate 8.39%p.a. Interest rate
Apply online Enquire now

New Car Loan

Looking to buy a new car? Talk to The Mutual Bank’s friendly team of lenders to get your dream car in your driveway sooner.

  • Terms up to seven years
  • No monthly or annual fees
  • No penalty for early repayments
  • Fixed from 7.99%p.a. Interest rate
  • 8.27%p.a.
    Comparison rate
Apply online Enquire now

Budget Home Loan

Enjoy a low, variable interest rate for your owner occupied or investment property with no application fee and no annual fee.

  • No application fee
  • No annual or monthly fee
  • Free redraw (minimum $1,000)
  • Special Variable Rate 5.74%p.a. Interest rate
  • 5.74%p.a.
    Comparison rate
Apply online Enquire now

Footnotes:

    

Home | Privacy Policy | Important Documents | CDR Policy | Contact Us | Lost or Stolen Cards | Website Terms of Use | Whistleblower Policy

Any advice or information on this site does not take into account your personal objectives, financial situation, or needs and you should consider whether it is appropriate for you. Please review our Product Disclosure Statement, Target Market Determinations, Terms and Conditions, Financial Services Guide, and Credit Guide before deciding to acquire a product.

Eligibility and lending criteria, conditions, fees, and charges apply to all loans. Interest rates, fees, and charges may change without notice. Information is current as at date of appearance and is subject to change. We use reasonable efforts to provide accurate and up to date information. However, mistakes may still occur from time to time and we cannot guarantee that this website is free from any errors, inaccuracies or omissions. Maitland Mutual Limited trading as The Mutual Bank ABN 94 087 651 983 AFSL/Australian credit licence 238139.

The Mutual Bank acknowledges the Traditional Custodians of Country across Australia and recognises their continuing connection to lands, waters and communities. We pay our respects to Aboriginal and Torres Strait Islander cultures and to Elders past and present.