Interest Rates: Following the RBA’s decision to reduce the cash rate, we will be decreasing variable interest rates for existing home and business loans. Read more here.

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Loan Saver

Flexibility of an at call account while reducing the interest on your home loan.

Flexibility of an at call account while reducing the interest on your home loan.

Our Loan Saver account is a transaction account available for Premium and Mutual Home Loan borrowers only. The interest the Loan Saver earns reduces the interest payable on your home loan. The Loan Saver account gives you the flexibility of an “at call” account while reducing the interest on your home loan.

Access your money with Internet Banking and The Mutual App

Now with Apple Pay and Google Pay

Mutual Visa Debit Card access

Loan Saver Features

Product Features:

Everyday Banking
Monthly fee : $0
Mutual Visa Debit Card : Available
ATM/Eftpos access : Yes
Internet banking : Yes
The Mutual App : Yes
NPP/PayTo/PayID/Osko® : Yes
BPAY® : Yes
Mutual Alerts : Available
Bank@Post : Yes, with a linked Mutual Visa Debit Card
Minimum opening balance : $0
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Money management tools

Want to plan ahead with confidence? Our easy-to-use calculators can help you set savings goals and keep track of your spending, so you stay in control of your finances.

View all our online calculators →

How to Apply

Joining is easy - and it only takes a few minutes.

WHY US

The Mutual Bank has been supporting our local community with trusted banking for over 135 years

We’re proudly member-owned, which means we exist to benefit you - not external shareholders. Whether you're opening your first account or planning for the future, we’re here with genuine service, great-value products and the kind of care only a mutual can offer.

We're here to help you

Contact Us

Have a question or need support? Our local team is ready to help.

Enquiry Forms

Send us your request or feedback anytime using our online forms.

Visit us

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Mutual App

Bank on the go with The Mutual App - fast, secure and easy to use.

    

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Any advice or information on this site does not take into account your personal objectives, financial situation, or needs and you should consider whether it is appropriate for you. Please review our Product Disclosure Statement, Target Market Determinations, Terms and Conditions, Financial Services Guide, and Credit Guide before deciding to acquire a product.

Eligibility and lending criteria, conditions, fees, and charges apply to all loans. Interest rates, fees, and charges may change without notice. Information is current as at date of appearance and is subject to change. We use reasonable efforts to provide accurate and up to date information. However, mistakes may still occur from time to time and we cannot guarantee that this website is free from any errors, inaccuracies or omissions. Maitland Mutual Limited trading as The Mutual Bank ABN 94 087 651 983 AFSL/Australian credit licence 238139.

The Mutual Bank acknowledges the Traditional Custodians of Country across Australia and recognises their continuing connection to lands, waters and communities. We pay our respects to Aboriginal and Torres Strait Islander cultures and to Elders past and present.