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Term Deposit

Effective Date: 18 August 2026

 Investment Term  Interest Payment Frequency $1000 to $499,999 $500,000-$1,000,000
1 month at maturity 1.20% p.a. 1.25% p.a.
2 months  at maturity 1.70% p.a. 1.75% p.a.
3 months  at maturity 4.70% p.a. 4.70% p.a.
4 months at maturity 4.20% p.a. 4.20% p.a.
5 months at maturity 4.90% p.a. 4.90% p.a.
6 months at maturity 4.80% p.a. 4.80% p.a.
7 months at maturity 5.10% p.a. 5.10% p.a.
8 months at maturity 3.95% p.a. 4.00% p.a.
9 months at maturity 3.95% p.a. 4.00% p.a.
10 months at maturity 3.95% p.a. 4.00% p.a.
11 months at maturity 3.95% p.a. 4.00% p.a.
12 months monthly 4.90% p.a. 4.95% p.a.
12 months quarterly 4.90% p.a. 4.95% p.a.
12 months half yearly 4.95% p.a. 5.00% p.a.
12 months at maturity 5.05% p.a. 5.05% p.a.
24 months monthly 4.60% p.a. 4.60% p.a.
24 months quarterly 4.60% p.a. 4.60% p.a.
24 months half yearly 4.65% p.a. 4.65% p.a.
24 months annually 4.70% p.a. 4.70% p.a.
36 months monthly 3.90% p.a. 3.90% p.a.
36 months quarterly 3.90% p.a. 3.90% p.a.
36 months half yearly  3.95% p.a. 3.95% p.a.
36 months annually 4.00% p.a. 4.00% p.a.  

 


 

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    Account terms, conditions, fees and charges may apply. Interest rate and payment options vary depending on the selected investment term. An interest rate reduction may apply for early withdrawals. Refer to the Product Disclosure Statement for full details.

This is Part 3 – Deposit Interest Rate Schedule of the Product Disclosure Statement (PDS). It must be read in conjunction with:
Part 1 - Key Features and Terms and Conditions and Part 2 - Schedule of Fees and Charges and Transaction Limits.
You should review the PDS in its entirety when deciding to acquire, or continue to hold any of the products the PDS document covers.