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Protect your investment with Landlord Insurance
Renting out your property? Safeguard your investment with coverage against vandalism, fire, theft, and more.
Loss of rent during repairs: If your building or contents are covered and your rental property is unlivable after a covered event, CGU will pay up to 12 months of lost rent.1
Furniture & furnishings: Cover for loss or damage to furniture, furnishings and carpet in your property.2
Theft & vandalism: Cover for stolen items and damage to or from theft and vandalism, including stolen keys.3
Food, storm & storm surge: Cover for loss or damage to your home and items caused by flood, rainwater run-off, storm, storm surge and tsunami.4
Fire: Cover for loss and damage caused by fire (including bushfire).
Damage from leaks: Cover for loss or damage to your property caused by liquid leaks5 like from a burst pope or broken heater.
This table compares the cover CGU provide under the types of insurance and levels of cover they offer. The amount and extent of cover, including additional benefits and optional benefits, may also vary depending on the cover selected. For detailed terms, conditions, limitations, and exclusions, please read the Product Disclosure Statement.
Cover |
Building |
Contents |
Cover for loss or damage to Your Rental Property and Contents |
||
| Accidental breakage of glass | y | y |
| Animal damage | y | y |
| Damage by occupant | y | y |
| Deliberate or intentional act | y | y |
| Earthquake | y | y |
| Electrical motor burnout | y | y |
| Escape of water or liquid | y | y |
| Explosion | y | y |
| Fire | y | y |
| Flood or Rainwater Run-off | y | y |
| Impact | y | y |
| Lightning | y | y |
| Riot or civil commotion | y | y |
| Storm | y | y |
| Storm Surge or tsunami | y | y |
| Theft by Tenant | y | y |
| Theft or attempted theft | y | y |
| Cover for liability | y | y |
Additional benefits |
||
| Abandoned possessions | y | y |
| Contents in the open air | x | y |
| Landlord furniture and furnishings – non-Strata scheme | y | x |
| Landlord fixtures – Strata scheme | x | y |
| Landscaping | y | x |
| Locating the cause of damage | y | x |
| Loss of rent | y | y |
| Meeting building regulations | y | x |
| Mortgage discharge costs | y | x |
| Professional and rebuilding fees | y | x |
| Removal of debris | y | y |
| Replacement of keys and locks | y | x |
| Storage costs | x | y |
Optional benefits |
||
| Rent default Optional | Optional | Optional |
| Safety net Optional | Optional | x |
What CGU can offer you
Claims Guarantee
CGU offers a lifetime guarantee on the workmanship of all authorised repairs to your home or car, valid for as long as you own the car.
Contacting CGU Claims
Our partner CGU is here for you anytime, any day. Call CGU's claims team 24 hours a day, 7 days a week on 13 24 80 to make a claim.
For more information on the claims process, visit CGU's claims website.
Payment Options
Choose your cover and pay fortnightly, monthly or quarterly at no extra cost.
Looking for something else?
View and compare Home and Contents Insurance
