Community

The Mutual Bank named Business of the Year at Hunter Region Business Excellence Awards

The Mutual Bank has been named as one of the Hunter Region’s leading organisations, winning both the prestigious Business of the Year title and the Financial and Real Estate Services category at the 2026 Hunter Region Business Excellence Awards. The dual recognition highlights the Bank’s longstanding commitment to delivering personalised, Member‑owned banking while supporting the financial wellbeing of local families, businesses and communities. Chief Executive Officer Mark Williams said the recognition was particularly meaningful given the Bank’s deep connection to the region. “This recognition reflects the trust our Members place in us every day,” Mr Williams said. “To be named Business of the Year, alongside winning our category, is an incredible honour and a testament to our people, our purpose and our connection to the Hunter. “Being recognised in a region like the Hunter – known for its resilience, strong relationships and community spirit – makes this achievement particularly meaningful for our organisation.” Established in 1888, The Mutual Bank has supported generations of Members, reinvesting profits back into better rates, services and local initiatives rather than paying dividends to shareholders. As a Member‑owned bank, its purpose has remained unchanged for more than 137 years: to champion the financial wellbeing of Members and contribute to stronger, more connected communities. Mr Williams said the awards belongs not only to the organisation, but to the people behind it. “This recognition is shared with our team, whose care and commitment show up in every interaction, and with our Members and community who continue to support us,” he said. Over the past 12 months, The Mutual Bank has delivered strong performance and community impact, alongside receiving national recognition for its home loan offering and continuing to make investment in local initiatives across sport, education, health and social support services. “Our focus has always been simple - to stand alongside our Members and back the region we’re proud to call home, and this award encourages us to keep doing exactly that,” Mr Williams said. As proud sponsors of the Business Woman of the Year Award, The Mutual Bank also congratulates Sarah-Jane Dunford, Founder of Riskology, on this well-deserved recognition and celebrates the outstanding contribution she is making to the Hunter business community.

Community

Helping local charities support people doing it tough this winter

The Mutual Bank Winter Appeal 2026 is now underway, inviting members, staff and the wider community to support local people doing it tough this winter. From 11 May to 19 June, donations can be dropped off at The Mutual Bank branches and Head Office to help local charities provide practical support where it is needed most. This year’s appeal supports seven local charities across the Hunter and surrounding region, helping individuals and families facing financial hardship, housing insecurity and other everyday challenges. From pantry essentials to warm winter items, every donation stays local and helps trusted community organisations offer care, dignity and hope.   Supporting local communities through winter Winter can bring extra pressure for households already juggling rising living costs. The Mutual Bank’s annual Winter Appeal gives the community a simple, practical way to help, whether by donating pantry staples, hygiene products or warm clothing for people who need support right now. For local charity partners, these donations mean more than everyday items. They help create comfort, relief and reassurance for people facing a difficult season. It is one more way The Mutual Bank continues to stand beside the communities it has proudly supported since 1888.   How to donate to the Winter Appeal Getting involved is simple. Add an extra item to your weekly shop and drop it into your nearest The Mutual Bank branch or Head Office collection point before 19 June. Most charity partners are requesting practical everyday essentials such as: Tinned and long-life pantry items Personal hygiene products Warm winter essentials such as gloves, beanies, jackets and blankets Donations collected through the appeal will support Dungog Shire Community Centre, Carries Place, Soul Hub, Our Circle Maitland, Maitland Region Community Support, Port Stephens Family and Neighbourhood Service, and Great Lakes Women’s Shelter. By supporting these local organisations, every contribution helps people across our region feel seen, supported and cared for. At The Mutual Bank, community support has always been part of who we are. As a member-owned bank, we are proud to back the people and organisations working quietly every day to make life better for others. This winter, we invite our community to be part of something simple, practical and genuinely meaningful. Visit your nearest The Mutual Bank branch before 19 June to support the Winter Appeal 2026. Find your nearest branch >>

Scam Awareness

Bank impersonation scams are on the rise

Important update: bank impersonation scam activity  We are aware of scam activity where callers are impersonating banks and posing as fraud teams to trick people into moving money or sharing security information.  We are actively monitoring the situation and working closely with our fraud teams to protect our Members.  What’s happening  Scammers may contact people by phone or text pretending to be from our fraud team. They often use believable personal information and create urgency to pressure people to act quickly.  They may ask you to:  Transfer funds to another account  Share one‑time security codes or passwords  Click links to “secure” your account  What you need to know  The Mutual Bank will never ask you to move your money  We will never ask for one‑time passcodes or passwords  We will not pressure you to act urgently over the phone or by text   If something doesn’t feel right, hang up.  What to do if you receive a suspicious call  Do not engage or provide information  Hang up immediately  Contact us using the phone number on our website  Think you may have been scammed?  Act quickly:  Contact your bank immediately to report the incident  Change passwords on banking, email and other online accounts  Get support  ID Support NSW | NSW Government  Report the scam to Scamwatch.gov.au. Reporting scams helps warn others and disrupt criminal activity.  Remember!   It’s important to remember:  We will never ask you to move your money to another account  We will never ask for one-time passcodes, PINs or passwords  We will not pressure you to act urgently over the phone or by text  If you’re ever unsure, please hang up and contact us using the phone number listed on our public website.  Watch: How bank impersonation scams work  This video explains how scammers impersonate banks and why their tactics can seem so believable.  Awareness is one of the most effective ways to protect yourself. By staying alert and knowing what to look out for, you can help keep your money and personal information safe. 

Internet Saver rate up by 0.50% as The Mutual Bank updates rates following RBA decision

The Mutual Bank will make changes to its deposit and lending interest rates following the Reserve Bank of Australia’s decision on 5 May 2026 to increase the official cash rate by 0.25% to 4.35%. Importantly for savers, The Mutual Bank will increase the base interest rate on its Internet Saver account by 0.50%, effective 20 May 2026.  “The Mutual Bank’s interest rates remain under regular review, to ensure we remain both competitive and sustainable,” said Chief Member Officer, Matthew Dunnill.  “We seek to balance the needs of both our depositor Members and borrower Members, by delivering consistently competitive rates across our range of products,” he said.    Deposit changes  Internet Saver The base interest rate on The Mutual Bank’s Internet Saver will increase by 0.50%, effective 20 May 2026. Other deposit products  Interest rates on most deposit accounts will increase by 0.25%, effective 20 May 2026   Trust Accounts, Mighty Mutual and Bonus Saver rate changes will be effective 1 June 2026.    Home Loan and business lending changes  Advertised rates  Fixed rate Home Loans and Business & Commercial Loans: effective 12 May 2026.  Variable rate Home Loans and Business & Commercial Loans: effective 20 May 2026.   For existing borrowers Variable Home Loan interest rates – including Owner Occupied, Investment, Business, and Commercial loans (for P&I and Interest only) will increase by 0.25% p.a. from 20 May 2026.   Members will receive written notification outlining their new repayments.    Matthew encourages Members affected by the rising cost of living to discuss their loan with our friendly team.  “Please reach out to your Lending Manager, visit a branch or phone our Hunter-based Contact Centre Team on 1300 688 825,” he said.  “Based on your circumstances, our team can assess your eligibility for a range of support options that may be available to you, such as loan deferrals, interest-only periods, or other appropriate relief.”  You can see the full list of our current interest rates across our product range here. 

Trust is built here: Privacy Awareness Week 2026

Privacy Awareness Week (PAW) is a national initiative that promotes awareness of privacy rights and responsibilities and the importance of protecting personal information.   This year, PAW runs from 4-10 May 2026, with the theme “Trust is built here. In every privacy complaint. In every resolution.”   At The Mutual Bank, trust is at the heart of everything we do. Protecting your personal information, and responding respectfully if you ever have a concern, is an important part of how we earn and keep that trust.  This year’s theme focuses on building public confidence through strong privacy practices, including how organisations respond to privacy concerns and complaints. In other words: trust isn’t just about what we say, it’s built through what we do, especially when something goes wrong and needs to be put right.   How we protect your information  Our Privacy Notice explains how we collect and use personal information, who we may share it with, how you can access and correct your information, and how you can raise concerns about our privacy practices.   We also take reasonable steps to protect personal information from misuse, interference and loss, and from unauthorised access, disclosure or modification. We review our privacy practices regularly to ensure they remain appropriate.  You can view our Privacy Policy here: Privacy Policy.   A few practical tips to help protect your privacy  Be cautious about sharing personal information online or over the phone.  Use strong, unique passwords and enable extra security steps where available.  Watch out for unexpected messages asking you to “confirm” details or click a link.  Keep your devices updated and lock your screen when you’re not using it.   Have a question or concern about privacy?  If you have any questions or concerns about your privacy, you can contact our Privacy Officer:   Phone: 1300 688 825   Email: info@themutual.com.au   Address: PO Box 2487, Green Hills, NSW, 2320.    Want to learn more about PAW 2026?  Learn more about the national campaign and the 2026 theme on the OAIC website: Privacy Awareness Week 2026 

Community

Experience a Piece of Regional History at Warbirds Over Scone | Proudly Supported by The Mutual Bank

The Mutual Bank is honoured to once again support Warbirds Over Scone, returning in March 2026 as one of the Hunter region’s most iconic and historically significant events. More than an airshow, Warbirds Over Scone stands as a powerful celebration of aviation heritage and the stories that have shaped our region’s identity.  Hosted at Scone Airport 28 – 29 March, and set against the backdrop of the Hunter Valley, this two-day festival brings history to life with one of the Southern Hemisphere’s most remarkable collections of vintage and wartime aircraft. Highlights for 2026 include: Australia’s largest gathering of Supermarine Spitfires since WWII  A spectacular assembly of Mustangs, Kittyhawks, classic trainers and heritage favourites  The world’s only flying F4U1D Corsair  Australia’s only airworthy Vampire and the legendary Sea Fury “Southern Cross”  Aerobatic displays from Paul Bennet Airshows  Dozens of aircraft on static display, including rare heritage jets and meticulously restored warbirds  Visitors can also explore the Hunter Warbirds museum, enjoy adventure and helicopter flights, browse market stalls, view classic cars and take in a festival atmosphere that blends history, community and family fun.    Preserving Heritage. Supporting Community. Strengthening the Region.  As a customer owned bank, The Mutual Bank exists to support the people and places that make the Hunter region unique. Our partnership with Warbirds Over Scone reflects our shared commitment to celebrating local heritage and preserving the stories that define our community owned bank, The Mutual Bank exists to support the people and places that make the Hunter region unique. Our partnership with Warbirds Over Scone reflects our shared commitment to celebrating local heritage and preserving the stories that define our community.  For more than 135 years, we’ve reinvested our profits into what matters most:  Award winning home and personal lending winning home and personal lending  Personalised, community focused service focused service  Partnerships and events that honour and strengthen our region’s character  Warbirds Over Scone captures the rich aviation history and enduring spirit of the Upper Hunter – a spirit The Mutual Bank has proudly supported since 1888.