Interest Rates: Following the RBA’s decision to reduce the cash rate, we will be decreasing variable interest rates for existing home and business loans. Read more here.

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Transaction Accounts

Smart ways to do your business banking.

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The Mutual Bank offers a range of great value Business Banking options designed to meet the needs of business owners.
We offer convenient and flexible ways to access your money with competitive interest rates.

Business Cheque Account

The Mutual Bank’s Business Cheque Account is our best value at-call account for business’s looking for fuss-free banking solutions.

  • Access your funds 24/7 via The Mutual App or Internet Banking
  • Up to 0.01%p.a. Interest rate
Enquire now Learn more

Trust Accounts

We offer a range of trust account options for professionals who are required to manage client funds under regulatory obligations. Whether you're a solicitor, licensed conveyancer or estate agent, we can help you meet your compliance requirements with dedicated trust account solutions and personalised support.

  • Real Estate Trust Account, offered to Licensed Estate Agents to hold clients funds.
  • Solicitor’s Trust Account, offered to Solicitors to hold client payments.
  • Conveyancer's Trust Account, offered to Licensed Conveyancers to hold client payments.
Enquire now Learn more

Business Maximiser

Looking for a business account to manage day to day transactions and earn interest? Talk to us about our Business Maximiser account to benefit from earning interest with flexible and convenient access to funds.

  • Access your funds with a Mutual Visa Debit Card and Internet Banking
  • Up to 1.85%p.a. Interest rate
Enquire now Learn more

Business Cheque Account

The Mutual Bank’s Business Cheque Account is our best value at-call account for business’s looking for fuss-free banking solutions.

  • Access your funds 24/7 via The Mutual App or Internet Banking
  • Up to 0.01%p.a. Interest rate
Enquire now Learn more

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Important Information

We have not considered your objectives, financial situation, or needs. You should consider these things, along with the Product Disclosure Statement and our product Target Market Determinations before making any decision to acquire a product.

The daily percentage rate is the applicable annual percentage rate divided by 365.

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Any advice or information on this site does not take into account your personal objectives, financial situation, or needs and you should consider whether it is appropriate for you. Please review our Product Disclosure Statement, Target Market Determinations, Terms and Conditions, Financial Services Guide, and Credit Guide before deciding to acquire a product.

Eligibility and lending criteria, conditions, fees, and charges apply to all loans. Interest rates, fees, and charges may change without notice. Information is current as at date of appearance and is subject to change. We use reasonable efforts to provide accurate and up to date information. However, mistakes may still occur from time to time and we cannot guarantee that this website is free from any errors, inaccuracies or omissions. Maitland Mutual Limited trading as The Mutual Bank ABN 94 087 651 983 AFSL/Australian credit licence 238139.

The Mutual Bank acknowledges the Traditional Custodians of Country across Australia and recognises their continuing connection to lands, waters and communities. We pay our respects to Aboriginal and Torres Strait Islander cultures and to Elders past and present.