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Home Loan Key Facts Sheet

Use the calculator below to generate a home loan Key Facts Sheet.

Home Loan Key Facts Sheet Calculator

Home Loan Key Facts Sheets are designed to help you compare home loan options to make an informed choice. They are regulated documents that provide a personalised summary of your chosen home loan product and its pricing, including interest rate, comparison rate, loan repayments and fees.

It's simple to generate your personalised home loan Key Facts Sheet. Select the loan purpose and rate type, choose your preferred product from the drop-down list, adjust the sliders, and click 'View Key Facts Sheet.'

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Important Information

Key Facts Sheets are available for our standard variable and fixed rate loans however are not available for our interest only loans or Express Credit Facility. Rates shown may apply to new lending only and may include a margin above or below a reference rate. This is not an offer of credit. You will need to apply for the loan and meet our lending criteria before we can determine whether you are eligible for this loan. The interest rates and fees and charges are those that apply as at the date of production of this Key Facts Sheet. The amount required to be paid does not include fees which are dependent on events that may not occur (for example, late payment fees if you do not make repayments on time) or Lenders’ Mortgage Insurance that may apply depending on circumstances. Repayments are calculated on a monthly basis with all months assumed to be of equal length. In reality, the actual interest accrued may vary depending on the number of days in the particular month. This calculator uses the unrounded repayment to derive the amount of interest payable in total over the full term of the loan. In practice, repayments are rounded to at least the nearer cent.

*Comparison rate is based on a loan of $150,000 over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

    

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Any advice or information on this site does not take into account your personal objectives, financial situation, or needs and you should consider whether it is appropriate for you. Please review our Product Disclosure Statement, Target Market Determinations, Terms and Conditions, Financial Services Guide, and Credit Guide before deciding to acquire a product.

Eligibility and lending criteria, conditions, fees, and charges apply to all loans. Interest rates, fees, and charges may change without notice. Information is current as at date of appearance and is subject to change. We use reasonable efforts to provide accurate and up to date information. However, mistakes may still occur from time to time and we cannot guarantee that this website is free from any errors, inaccuracies or omissions. Maitland Mutual Limited trading as The Mutual Bank ABN 94 087 651 983 AFSL/Australian credit licence 238139.

The Mutual Bank acknowledges the Traditional Custodians of Country across Australia and recognises their continuing connection to lands, waters and communities. We pay our respects to Aboriginal and Torres Strait Islander cultures and to Elders past and present.