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Effective Date: 26 May 2026
| Business Mortgage Loan Special Offer* | Interest Rate |
| Business Variable Rate <60% | 6.99% p.a. |
| Business Variable Rate 60% to <80% | 6.99% p.a. |
| 1 Year Fixed Rate | 6.84% p.a. |
| 2 Year Fixed Rate | 6.84% p.a. |
| 3 Year Fixed Rate | 6.94% p.a. |
For our Reference Rates and Fixed Revert Rates applicable to your loan, please see our Business and Commercial Loan Interest Rates schedule.
| Business Mortgage Loan | Interest Rate |
| Business Variable Rate <60% | 10.29% p.a. |
| Business Variable Rate 60% to <80% | 10.29% p.a. |
| 1 Year Fixed Rate | 9.59% p.a. |
| 2 Year Fixed Rate | 9.59% p.a. |
| 3 Year Fixed Rate | 9.79% p.a. |
For our Reference Rates and Fixed Revert Rates applicable to your loan, please see our Business and Commercial Loan Interest Rates schedule.
Effective Date: 26 May 2026
| Business Mortgage Overdraft | Interest Rate |
| Variable Rate | 10.79% p.a. |
For our Reference Rates applicable to your loan, please see our Business and Commercial Loan Interest Rates schedule.
Effective Date: 26 May 2026
| Commercial Loan | Interest Rate |
| Variable Rate | Variable rate 11.79% p.a. |
For our Reference Rates and Fixed Revert Rates applicable to your loan, please see our Business and Commercial Loan Interest Rates schedule.
Effective Date: 26 May 2026
| Commercial Overdraft | Interest Rate |
| Variable Rate | 12.04% p.a. |
For our Reference Rates applicable to your loan, please see our Business and Commercial Loan Interest Rates schedule.
Interest rate shown is the minimum interest rate that may be applicable, is variable and is subject to change and depending on the credit application interest margins may apply. Overdraft facilities may require security over a residential or commercial property or asset.
*Special offer applies to those who are eligible. Available for New Business only with minimum loan amount of $100,000. Principal and Interest loans, maximum Loan-to-Value-Ratio (LVR) of 80%. Loans can only be residentially secured. Offer can be withdrawn at anytime.
NOTE: All loans are subject to The Mutual Bank’s lending guidelines. Full details of Terms and Conditions are available on application. Fees and charges may apply. These above rates are used as a basis to determine the annual percentage rate charged on all relevant loans and may vary depending on our credit risk assessment. As a result the rates quoted may not necessarily be the rate applicable to the loan we offer you.