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Effective Date: 20 March 2026
| Investment Term | Investment Payment Frequency | Minimum $1,000 |
| 3 months | at maturity | 3.60% p.a. |
| 6 months | at maturity | 4.35% p.a. |
| 12 months | at maturity | 4.35% p.a. |
| 24 months | at maturity | 4.10% p.a. |
This is Part 3 – Deposit Interest Rate Schedule of the Product Disclosure Statement (PDS). It must be read in conjunction with:
Part 1 - Key Features and Terms and Conditions and Part 2 - Schedule of Fees and Charges and Transaction Limits.
You should consider the PDS in its entirety in deciding whether to acquire or continue to hold and of the products the subject of the PDS.