Scheduled payments for 25 and 27 December 2025 will be processed in advance on Wednesday 24 December 2025.
Scheduled payments for Thursday 1 January 2026, will be processed in advance on Wednesday 31 December 2025.
Effective Date: 29 November 2023
| Credit Card | Interest Rate |
| Purchases | 12.49% p.a. |
| Balance Transfers | 12.49% p.a. |
| Cash Advances | 12.49% p.a. |
Effective Date: 17 November 2023
| Car Loans | Interest Rate | Comparison Rate |
| New Car | Fixed from 7.99% p.a. | 8.27% p.a. |
| Used Car | Fixed from 8.99% p.a. | 9.28% p.a. |
| Personal Loans | Interest Rate | Comparison Rate |
| Secured | Fixed from 8.49% p.a. | 8.78% p.a. |
| Unsecured | Fixed from 12.49% p.a. | 12.79% p.a. |
Eligibility criteria, conditions, fees and charges apply to all loans. All loans are subject to The Mutual Bank’s lending guidelines. Full details of Terms and Conditions are available on application. Fees and charges may apply.
All interest rates quoted are fixed for the term of the loan.
Each of the above comparison rates is calculated on the basis that the loan repayments made at monthly intervals. Comparison Rate is calculated on a loan amount of $30,000 for a term of 5 years.