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Explore our Home Loans

Whether you're buying your first home, refinancing your current loan or investing in property, we have a home loan to support your next move. With competitive rates, helpful features and expert personal support on hand, we’re here to help you make it yours sooner.

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How to Apply

Getting started is easy – and only takes a few minutes.

Calculators

Ready to plan your next step? Our easy-to-use calculators can help you estimate your repayments and understand how much you could borrow, so you can move forward with confidence.

View all our online calculators

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View and compare our Transaction Accounts

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  • 1 Rate only available for minimum loan amount of $20,000. On expiry of the fixed rate period the rate will revert to the variable rate for the applicable home loan.
  • 2

    Comparison rate calculated on a loan amount of $150,000 over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees, or other loan amounts might result in a different comparison rate.

  • 3 100% Offset Account includes a Monthly Service Fee. Please review our Product Disclosure Statement for more information.
  • 4 No minimum repayments are required providing debt remains within approved limit.
  • 5 Rate includes a discount margin off the Investment Budget Home Loan Variable Rate. Margin subject to change until loan contract is issued. Lending criteria, T&Cs, fees and charges apply. Rate only available for new owner-occupied loans to The Mutual Bank with minimum new loan amount of $100,000.
  • 6

    Comparison rate calculated on a loan amount of $150,000 over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees, or other loan amounts might result in a different comparison rate. For variable rate interest-only loans, the comparison rate calculation is based on an initial 5-year interest-only term. For fixed rate interest-only loans, the comparison rate calculations are based on an initial interest-only term equal to the fixed rate term.

*100% Offset Account includes a Monthly Service Fee. Please review our Product Disclosure Statement for more information. 

Maitland Mutual Limited trading as The Mutual Bank ABN 94 087 651 983 acts under its own AFSL and under an agreement with the insurer Insurance Australia Limited ABN 11 000 016 722 trading as CGU Insurance. Any advice is general only and does not take into account your personal circumstances. Consider the Product Disclosure Statement (PDS) and Target Market Determinations (TMDs) available in branch or from the CGU website here to see if the product is right for you.

If you purchase an insurance policy, The Mutual Bank will receive a commission.